Barbara Ridpath is a non-executive Director of the National Australia Group Europe Ltd. She was Chief Executive of the International Centre for Financial Regulation from its creation in 2008 until the end of 2012 and is the author of numerous articles on the regulation of the financial sector after the global financial crisis. From 2004-2008, Barbara was Executive Managing Director and Head of Ratings Services, Europe, for Standard & Poor’s (S&P), responsible for Standard & Poor’s rating activities in Europe, the Middle East and Africa. Barbara joined S&P in 1983 after three years as an economist at the Federal Reserve Bank of New York. She worked in S&P's European network from 1986, holding a broad range of positions. From 1993 to 1998 Barbara was a Senior Credit Officer at JPMorgan Europe, rejoining S&P in 1998.